Configure Payment Methods

How to enable and configure payment methods for Stripe Billing

Limio supports multiple payment methods through Stripe, configured at the Offer level. The Stripe Payment Element automatically renders the appropriate payment UI based on your configuration.

Supported Payment Methods

Payment Method	Type	Availability
Credit / Debit Card	Immediate payment	All regions
BACS Direct Debit	Bank debit	UK only

Future payment method support (Apple Pay, Google Pay, SEPA, ACH, PayPal) is planned. Contact [email protected] for the latest availability.

Enabling Payment Methods on an Offer

To enable Stripe payments on a Limio Offer, set the Payment Types attribute to include Stripe Payment Element.

The Stripe Payment Element will render at checkout and display the payment methods enabled in your Stripe account settings. You can control which payment methods are available in the Stripe Dashboard.

For customising the appearance and layout of the Payment Element, see Configure Stripe Payment Settings.

How Payment Methods Work

Card Payments

Card payments use a PaymentIntent for immediate payment collection. When a customer enters their card details:

1. Limio creates a PaymentIntent via Stripe

2. The payment is collected immediately

3. The card is saved to the Stripe Customer for future recurring charges

BACS Direct Debit

BACS Direct Debit uses a mandate-based flow. When a customer sets up a Direct Debit:

1. Limio collects the bank account details via the Stripe Payment Element

2. A BACS mandate is created

3. The first payment is collected (settlement is not instant — typically 3-5 business days)

4. Future recurring charges are collected automatically against the mandate

BACS Direct Debit settlement is not instant. Depending on your business requirements, you may choose to activate the subscription immediately on mandate creation or wait for payment confirmation.

Payment Method Display

Once a subscription is active, Limio stores and displays payment method details in both self-service and Limio for Salesforce:

• Card: Brand, last 4 digits, and expiry date

• BACS Direct Debit: Sort code and last 4 digits of the account number

Changing Payment Methods

Customers can update their payment method through self-service or Limio for Salesforce. When a payment method is changed:

• The new payment method is saved to the Stripe Customer

• The Stripe Subscription is updated to use the new default payment method

• Future charges use the new payment method

Payment method changes must stay within the same type. A customer cannot switch from Direct Debit to Card or vice versa.

Payment Schedule

Limio displays the payment schedule for Stripe subscriptions, including the next charge date and amount. This is derived from the Stripe Subscription's upcoming invoice and paid invoice history.

The payment schedule is visible in both self-service and Limio for Salesforce.